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Child Protection Assurance Plan

Plan Overview

Today's children are tomorrow's responsible citizens. The main aim of this plan is therefore to keep your child's future safe, comfortable and free of obstacles. If, in your absence, your child's education is at serious risk of being disrupted, our Child Protection Assurance will provide your child with a regular monthly stipend for education costs, helping to secure a bright future for your child. Under this plan, risk is covered jointly on the lives of the premium payer and the child. The premium payer must be the child's father. If the father is not alive or is not eligible for insurance, the child's mother may be the premium payer; in that case she must have passed the secondary level or equivalent. No one other than the father or mother can be the premium payer.

Features & Benefits

Supplementary cover: No supplementary cover is offered under this plan.

Policy term: 10, 11, 12, 14, 15, 16, 18 and 20 years.

Minimum sum assured: BDT 30,000.

Premium payment mode: Yearly, half-yearly and quarterly.

Terms & Conditions

Maturity benefit: If both the premium payer and the child are alive at maturity, the basic sum assured is paid with the bonus earned.

If the premium payer dies before maturity: If the premium payer dies while the policy is in force, 1% of the sum assured is paid every month to the child or the nominee from the date of death until maturity. At the end of the term, the full sum assured is paid with the bonus earned. All future premiums are waived.

If the child dies before maturity: If the child dies during the term, a specified portion of the sum assured is paid according to the child's age at death.

Age: At the start of the policy the child must be at least 6 months and at most 15 years old. At maturity the child's age must not be less than 18 years or more than 30 years.

Rate Chart : Plan-08

How the premium is calculated:
Yearly premium: The premium rates below apply to yearly premiums.
Half-yearly premium: Yearly premium × 0.525
Quarterly premium: Yearly premium × 0.275

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Age Tenure: 10 years Tenure: 11 years Tenure: 12 years Tenure: 14 years Tenure: 15 years Tenure: 16 years Tenure: 18 years Tenure: 20 years
20 112.49 108.28 98.69 83.69 77.72 72.52 63.91 57.1
21 112.51 108.28 98.68 83.68 77.71 72.51 63.9 57.08
22 112.52 108.26 98.66 83.65 77.69 72.49 63.88 57.07
23 112.53 108.23 98.63 83.63 77.66 72.46 63.86 57.05
24 112.55 108.2 98.6 83.6 77.63 72.43 63.83 57.03
25 112.56 108.17 98.57 83.57 77.6 72.41 63.81 57.01
26 112.58 108.14 98.54 83.54 77.58 72.39 63.8 57.01
27 112.61 108.12 98.52 83.53 77.57 72.38 63.8 57.02
28 112.64 108.1 98.51 83.52 77.55 72.38 63.8 57.03
29 112.67 108.09 98.5 83.52 77.57 72.39 63.82 57.07
30 119.64 108.09 98.51 83.53 77.59 72.41 63.86 57.12
31 119.64 108.1 98.52 83.56 77.62 72.45 63.91 57.18
32 119.66 108.13 98.55 83.6 77.66 72.5 63.98 57.27
33 119.69 108.16 98.59 83.65 77.72 72.56 64.06 57.38
34 119.73 108.21 98.64 83.71 77.79 72.65 64.17 57.51
35 119.78 108.26 98.71 83.8 77.89 72.75 64.29 57.66
36 119.84 108.33 98.78 83.89 77.99 72.87 64.44 57.84
37 119.91 108.41 98.88 84.01 78.12 73.01 64.62 58.05
38 120 108.51 98.98 84.14 78.27 73.18 64.82 58.3
39 120.1 108.62 99.11 84.3 78.44 73.37 65.05 58.58
40 120.21 108.75 99.25 84.48 78.68 73.59 65.32 58.9
41 120.35 108.9 99.42 84.68 78.87 73.84 65.62 59.27
42 120.5 109.07 99.61 84.92 79.14 74.13 65.97 59.69
43 120.68 109.27 99.84 85.2 79.44 74.87 66.37 60.17
44 120.89 109.51 100.1 85.51 79.79 74.85 66.83 60.72
45 121.13 109.78 100.4 85.88 80.19 75.29 67.36 61.34
46 121.41 110.08 100.74 86.29 80.64 75.79 67.96 62.06
47 121.72 110.44 101.13 86.76 81.16 76.35 68.64 62.88
48 122.09 110.84 101.57 87.31 81.75 77.01 69.42 63.81
49 122.51 111.3 102.08 87.92 82.43 77.75 70.31 64.87
50 122.98 111.82 102.65 88.62 83.2 78.59 71.32 66.07
51 123.51 112.41 103.31 89.41 84.07 79.55 72.47
52 124.11 113.08 104.04 90.31 85.06 80.63 73.77
53 124.79 113.83 104.88 91.33 86.18 81.87
54 125.56 114.69 108.83 92.49 87.46 83.27
55 126.43 115.66 106.91 93.81 88.91
56 127.43 116.77 108.15 95.31
57 128.57 118.04 109.55
58 129.87 119.5 111.16
59 131.37 121.16
60 133.09
Plan-08 Brochure Download